Our investment strategies are crafted to match your financial plan. We don’t bucket you into canned portfolios like “moderate conservative” or “aggressive growth” based on a five-question survey. Instead, we customize your portfolio to your income and growth needs.
Your life stage plan provides a blueprint for designing your investment portfolio. It tells us when you’ll need money and for what. It also indicates the types of resources that are available to fund your goals.
We match the investments in your portfolio to the jobs they need to do in your particular situation:
The ideal mix of cash, bonds and stocks is one that’s tailored to your plan’s requirements. We also consider taxes, investing costs and your comfort with risk when designing your portfolio.
Your plan also provides a benchmark for performance. Using the Critical Path® system, you can see how your portfolio stacks up against the goals in your financial plan. Achieving your goals is a much more satisfying way of measuring the return on your investments than just a percentage number!
The income portion of your portfolio is designed to provide stability during periods of turmoil in the stock market or your life — or both. Bonds are the best when it comes to providing secure and predictable cash flow. We carefully craft your portfolio using low-cost index bond funds and investment-grade individual bonds to “bridge” over turbulent markets.
The growth portion of a solid portfolio is made up of stocks, the champs for long-term growth. We use low-cost index mutual funds blended together strategically:
We look forward to meeting you by phone, through email or in person.