Our approach emphasizes both financial planning and ongoing support to help ensure your success. As a new client, you’ll start with the Life Stage Planning program that’s appropriate for you. These are outlined below.
After completing a Life Stage Planning program, you can select an Ongoing Support option to help keep your financial life on track. However, you’re not required to make an ongoing commitment to engage us for financial planning. We also do not require a minimum portfolio size for you to participate in Ongoing Support.
How do your finances line up with the latest chapter in your life? As your financial life unfolds, you’re always faced with new challenges. That’s why we offer programs to help you stay on track at every life stage. Each program culminates in a detailed plan that addresses the critical financial questions you’re facing at that point in time.
Our sessions walk you through the entire planning process and help guide you toward your goals while taking the mystery out of personal finance. Together we’ll figure out where you want to go and build a custom action plan to get you there.
Moneymentals + 2 sessions
Life stage: Early-to mid-career individual, getting started or starting again.
Topics: Starting to save, cash-flow management, debt reduction, investing basics, maximizing employee benefits, home purchase, early insurance needs.Learn More
Life stage: Early to mid-career individual or family, learning to juggle multiple goals.
Topics: Accelerated saving, balance for multiple goals, investing for growth, insurance needs, college funding, basic estate planning, debt management.Learn More
Pathway to Retirement
Life stage: Mid-career or nearing retirement, catching up and preparing to make the most of your nest egg.
Topics: Catch-up saving, maximizing Social Security, pension choices, retirement cash-flow needs, investing appropriately, Medicare and healthcare coverage, long-term care strategy, early estate planning.Learn More
Life stage: During retirement, making the most of your nest egg.
Topics: Retirement cash-flow needs, investing for security and income, portfolio withdrawal strategy, supplemental healthcare coverage, legacy and charitable gift planning.Learn More
3 sessions @ $1,200 each
Life stage: Any
Topics: Customized to your needs. For our busiest clients who have less time to complete their plan.
Project fee: $1,800
Life stage: One to two years since your last plan with us
Topics: For our returning clients that need a plan update but have not chosen an Ongoing Support option.
Continuing to help make your plan happen
Are you looking for help to implement your financial plan or manage your investments? Maybe you’re able to do it yourself but would like a little assistance from Goldman Financial Planning. Perhaps you’re too busy or uninterested in managing your own portfolio. We can help take care of the financial details so you can focus on enjoying your life!
How can we help you on your financial life journey?
Help is standing by
Plan: Meet with us annually for a plan update, emailing your questions throughout the year as needed.
Invest: Do it yourself with our advice.
We offer proactive advice
Plan: Meet quarterly to check in, get a full plan update yearly and consult with us by phone for answers to your questions.
Invest: We take care of it for you using a model portfolio of index mutual funds.
We take care of you
Plan: Meet as often as you want and receive all the planning you need.
Invest: We implement advanced portfolio strategies in a custom portfolio that includes tax optimization, and we “immunize” against rising interest rates as outlined in our investing approach.
Ready to begin? Get started with a complimentary phone consultation. We look forward to talking with you and understanding your needs and goals.